Annual Report 2018

214 FOR THE YEAR ENDED 31 DECEMBER 2018 　截至二零一八年十二月三十一日止年度 SHOUGANG CONCORD CENTURY HOLDINGS LIMITED 首長寶佳集團有限公司 綜合財務報告附註 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 3 財務風險管理 （續） 3.1 財務風險因素 （續） (c) 流動資金風險 （續） 經營實體所持有的現金超 過營運資金管理所需的餘 額時，會被撥入具有適當期 限的計息銀行存款以控制 整體流動資金狀況。於二 零一八年十二月三十一日， 本集團持有現金及現金等價 值約港幣 66,682,000 元（二零 一 七 年： 港 幣 210,559,000 元），預期隨時可動用並足夠 滿足金融負債的現金流出。因 此，管理層認為，本集團所承 受的流動資金風險並不重大。 於二零一八年十二月三十一 日，本集團之可用銀行融資 總 額 約 為 港 幣 892,539,000 元（ 二 零 一 七 年 ： 港 幣 904,766,000 元），其中已動 用約港幣 865,437,000 元（二 零一七年：港幣 890,332,000 元）。 下表根據結算日餘下期間至合 約到期日的分析，將本集團的 非衍生金融負債分為有關到期 日組別。下表所披露的金額為 合約未貼現現金流量。由於折 現的影響不大，故於十二個月 內到期的結餘相等於其賬面 值。 3 Financial risk management (continued) 3.1 Financial risk factors (continued) (c) Liquidity risk (continued) Surplus cash held by the operating entities over and above the balance required for working capital management are transferred to i nt eres t -bear i ng bank depos i t s wi th appropriate maturities to manage its overall l i qu i d i t y pos i t i on . As a t 31 Decembe r 2018, the Group maintained cash and cash equivalents of approximately HK$66,682,000 (2017: HK$210,559,000) that are expected to be readily available and sufficient to meet the cash outflows of its financial liabilities, hence, management considers that Group’s exposure to liquidity risk is not significant. As at 31 December 2018, the Group’s total available banking facilities, amounted to appr ox ima t e l y HK$892 , 539 , 000 ( 2017 : HK$904,766,000), of which approximately HK$865,437,000 (2017: HK$890,332,000) has been utilised. The t ab l e be l ow ana l yses t he Gr oup ’ s financial liabilities into relevant maturity grouping based on the remaining period at the end of the reporting period date to the contractual maturity date. The amounts disclosed in the table are the contractual undiscounted cash flows. Balances due wi t h i n 12 mon t hs equa l t he i r ca r r y i ng values as the impact of discounting is not significant.