Annual Report 2018

263 年報 ANNUAL REPORT 2018 FOR THE YEAR ENDED 31 DECEMBER 2018 　截至二零一八年十二月三十一日止年度 綜合財務報告附註 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 25 Pledged bank deposits/bank balances and cash (continued) (b) Bank balance and cash (continued) The carrying amounts of bank balance and cash were denominated in the following currencies: As at 31 December 於十二月三十一日 2018 2017 二零一八年 二零一七年 HK$’000 HK$’000 港幣千元 港幣千元 RMB 人民幣 44,361 95,864 HKD 港幣 2,701 58,396 USD 美元 11,614 40,193 Others 其他貨幣 8,006 16,106 66,682 210,559 A s a t 3 1 D e c e mb e r 2 0 1 8 , f u n d s o f t h e Group amount i ng to HK$35 , 904 , 000 ( 2017 : HK$159 , 300 , 000 ) we r e depos i t ed i n bank accounts opened with banks in the PRC where the remittance of funds is subject to foreign exchange control. The maximum exposure to credit risk of the Group as at 31 December 2018 were HK$66,568,000 (2017: HK$210,382,000). As at 31 December 2018, the effective interest rate on bank balances ranged from 0.01% to 1.0% per annum (2017: 0.01% to 1.5% per annum). 25 已抵押銀行存款╱銀行結存及現 金 （續） (b) 銀行結存及現金 （續） 銀行結存及現金的賬面值以下列貨 幣計值： 於二零一八年十二月三十一日，本集團 為數港幣 35,904,000 元（二零一七年：港 幣 159,300,000 元）存放在中國境內銀行 開立的銀行賬戶，而有關資金的付匯受 到外匯管制。 於二零一八年十二月三十一日，本集團 的最大信貸風險為港幣 66,568,000 元（二 零一七年：港幣 210,382,000 元）。 於二零一八年十二月三十一日，銀行 結存實際年利率於 0.01% 至 1.0% （二零 一七年 :0.01% 至 1.5% ）。