Annual Report 2018

269 年報 ANNUAL REPORT 2018 FOR THE YEAR ENDED 31 DECEMBER 2018 　截至二零一八年十二月三十一日止年度 綜合財務報告附註 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 28 Bank borrowings (continued) The ca r r y i ng amoun t s o f t he bank bo r r ow i ngs approximate their fair values. As at 31 December 2018, the carrying amount of fixed rate borrowings and variable rate borrowings a r e HK$577 , 587 , 000 ( 2017 : HK$466 , 875 , 000 ) and HK$296 , 864 , 000 ( 2017 : HK$331 , 211 , 000 ) , respectively. These borrowings carry variable rate at Hong Kong Interbank Offered Rate (“HIBOR”) plus or minus a margin. The bank borrowings of the Group are secured by pledged by prepaid lease payments as disclosed in Note 24. As at 31 December 2018, total undrawn facilities are approximately HK$27,102,000 (2017: HK$14,434,000). The range of effective interest rates (which are also equal to contractual interest rates) on bank borrowings are as follows: As at 31 December 於十二月三十一日 2018 2017 二零一八年 二零一七年 HK$’000 HK$’000 港幣千元 港幣千元 Effective interest rate per annum: 實際年利率： Fixed rate borrowings 固定利率貸款 3.40% to 6.50% 4.77% to 5.64% Variable rate borrowings 浮動利率貸款 3.97% to 5.17% 3.97% to 5.87% The carrying amounts of the Group’s bank borrowings are denominated in the following currencies: As at 31 December 於十二月三十一日 2018 2017 二零一八年 二零一七年 HK$’000 HK$’000 港幣千元 港幣千元 HKD 港幣 296,864 295,322 RMB 人民幣 577,587 502,764 874,451 798,086 28 銀行貸款 （續） 銀行借款的賬面值與其公平值相若。 於二零一八年十二月三十一日，固定利 率貸款及浮動利率貸款之賬面值分別為 港幣 577,587,000 元（二零一七年：港幣 466,875,000 元）及港幣 296,864,000 元 （二零一七年：港幣 331,211,000 元）。 本集團之浮動利率貸款按香港銀行同業 拆息（「香港銀行同業拆息」）加溢價計息。 本集團的銀行借款以預付租賃款項作為 抵押並於附註 24 披露。 於二零一八年十二月三十一日，未提取 融資總額約為港幣 27,102,000 元（二零 一七年：港幣 14,434,000 元）。 銀行貸款之實際利率（亦相等於訂約利 率）的範圍如下： 本集團銀行貸款的賬面值以下列貨幣計 值：