Annual Report 2019

182 SHOUGANG CONCORD CENTURY HOLDINGS LIMITED 首長寶佳集團有限公司 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 綜合財務報告附註 FOR THE YEAR ENDED 31 DECEMBER 2019 截至二零一九年十二月三十一日止年度 3 財務風險管理 （續） 3.1 財務風險因素 （續） (b) 信貸風險 （續） (ii) 金 融 資 產 減 值（ 續 ） 來自一間關連公司貸款 相關之已抵押按金、按金 及其他應收款、已抵押銀 行存款及銀行結存 於 二 零 一 九 年 十 二 月 三十一日，來自一間關 連公司貸款相關之已抵 押按金、按金及其他應 收款、已抵押銀行存款 及銀行結存並無減值損 失撥備（二零一八年：相 同）。 (c) 流動資金風險 透過審慎的流動資金風險管 理，本集團致力維持充足的現 金及現金等價值，或透過充足 融資金額（包括短期銀行借 貸）取得資金。由於相關業務 的多變性質，本集團的融資部 門透過維持充足的現金及現金 等價值；及透過可動用融資來 源維持資金的靈活性。 3 FINANCIAL RISK MANAGEMENT (continued) 3.1 Financial risk factors (continued) (b) Credit risk (continued) (ii) Impairment of financial assets (continued) Pledged deposits on loan from a related company, deposits and other receivables, pledged bank deposits and bank balances There is no provision for impairment losses for pledged deposit on loan from a related company, deposits and other receivables, pledged bank deposits and bank balances as at 31 December 2019 (2018: same). (c) Liquidity risk With prudent liquidity risk management, the Group aims to maintain sufficient cash and cash equivalents and ensure the availability of funding through an adequate amount of available financing, including long-term and short-term bank borrowings. Due to the dynamic nature of the underlying businesses, the Group’s finance department maintains flexibility in funding by maintaining adequate amount of cash and cash equivalents and flexibility in funding through having available sources of financing.