Annual Report 2019

184 SHOUGANG CONCORD CENTURY HOLDINGS LIMITED 首長寶佳集團有限公司 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 綜合財務報告附註 FOR THE YEAR ENDED 31 DECEMBER 2019 截至二零一九年十二月三十一日止年度 3 財務風險管理 （續） 3.1 財務風險因素 （續） (c) 流動資金風險 （續） 附註：加權平均實際利率乃根據報 告期末的借款利率計算。 3 FINANCIAL RISK MANAGEMENT (continued) 3.1 Financial risk factors (continued) (c) Liquidity risk (continued) Weighted average effective interest rate On demand Less than 3 months 4-6 months 7-12 months Over 1 year Total undiscounted cash flows 加權平均數 實際利率 應要求償還 少於三個月 四至六個月 七至 十二個月 超過一年 總計未貼 現現金流量 % HK$’000 HK$’000 HK$’000 HK$’000 HK$’000 HK$’000 百份比 港幣千元 港幣千元 港幣千元 港幣千元 港幣千元 港幣千元 (Note) （附註） As at 31 December 2019 於二零一九年 十二月三十一日 Trade, bills and other payables 應付賬款、應付票據及 其他應付賬款 – – 756,921 85,561 – – 842,482 Loans from related companies 來自關連公司之貸款 4.50 – – 58,769 – – 58,769 Bank borrowings 銀行貸款 – fixed rate －固定利率 4.24 – 198,718 137,173 79,455 210,760 626,106 Financial liability at fair value through profit or loss 按公平值計入損益之 金融負債 4.00 – 3,000 – 3,000 159,000 165,000 Lease liabilities 租賃負債 5.36 – 296 300 609 404 1,609 – 958,935 281,803 83,064 370,164 1,693,966 As at 31 December 2018 於二零一八年 十二月三十一日 Trade, bills and other payables 應付賬款、應付票據及 其他應付賬款 – – 813,750 96,861 – – 910,611 Loans from related companies 來自關連公司之貸款 4.57 – 32,990 7,234 195,334 – 235,558 Bank borrowings 銀行貸款 – fixed rate －固定利率 5.46 – 209,009 276,439 100,865 – 586,313 – variable rate －變動利率 5.23 – 14,256 – 14,641 284,425 313,322 – 1,070,005 380,534 310,840 284,425 2,045,804 Note: The weighted overage effective interest rates are based on the rates of the borrowings at the end of the reporting period.