Annual Report 2019

242 SHOUGANG CONCORD CENTURY HOLDINGS LIMITED 首長寶佳集團有限公司 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 綜合財務報告附註 FOR THE YEAR ENDED 31 DECEMBER 2019 截至二零一九年十二月三十一日止年度 29 銀行貸款 （續） 本集團的銀行貸款款項償還如下： 銀行借款的賬面值與其公平值相若。 於二零一九年十二月三十一日，固定利 率貸款及浮動利率貸款之賬面值分別為 港幣 610,702,000 元（二零一八年：港幣 577,587,000 元）及無（二零一八年：港 幣 296,864,000 元）。 本集團的銀行借款是用租賃土地及樓宇 及以土地使用權作為抵押並於附註 25 披 露。 於二零一九年十二月三十一日，未提取 融資總額約為港幣 1,593,000 元（二零 一八年：約港幣 27,102,000 元）。 29 BANK BORROWINGS (continued) The Group’s bank borrowings were repayable as follows: As at 31 December 於十二月三十一日 2019 2018 二零一九年 二零一八年 HK$’000 HK$’000 港幣千元 港幣千元 Within 1 year 一年內 400,461 606,044 Between 1 and 2 years 一至二年間 210,241 118,407 Between 2 and 5 years 二至五年間 – 150,000 610,702 874,451 The carrying amounts of the bank borrowings approximate their fair values. As at 31 December 2019, the carrying amount of fixed rate borrowings and variable rate borrowings are HK$610,702,000 (2018: HK$577,587,000) and Nil (2018: HK$296,864,000), respectively. The bank borrowings of the Group are secured by leasehold land and buildings and land use rights as disclosed in Note 25. As at 31 December 2019, total undrawn facilities amounted to HK$1,593,000 (2018: approximately HK$27,102,000).