Annual Report 2021

ANNUAL REPORT 2021 165 32. BANK AND OTHER BORROWINGS (CONTINUED) Notes: (continued) (g) As at 31 December 2021, the Group has undrawn facilities of bank loan and other debt financing instruments amounting to HK$17,215 million (2020: HK$27,806 million), of which HK$10,663 million (2020: HK$19,174 million) and HK$6,552 million (2020: HK$8,632 million) are committed and uncommitted credit facilities respectively. (h) The bank and other borrowings as at 31 December 2021 and 2020 are repayable as follows: Loan from a non-controlling Loans from Loan equity holder a fellow from immediate Bank loans of a subsidiary subsidiary holding company Notes payable Total 2021 2020 2021 2020 2021 2020 2021 2020 2021 2020 2021 2020 HK$’million HK$’million HK$’million HK$’million HK$’million HK$’million HK$’million HK$’million HK$’million HK$’million HK$’million HK$’million Within 1 year 5,791 7,688 — — 77 148 1,314 934 7,369 182 14,551 8,952 Between 1 and 2 years 1,989 1,123 — — — — — — 6,998 7,275 8,987 8,398 Between 2 and 5 years 2,897 4,589 — — 239 152 — — 3,888 10,807 7,024 15,548 Within 5 years 10,677 13,400 — — 316 300 1,314 934 18,255 18,264 30,562 32,898 More than 5 years 938 1,017 504 520 145 155 — — 4,633 4,602 6,220 6,294 11,615 14,417 504 520 461 455 1,314 934 22,888 22,866 36,782 39,192 (i) The effective interest rates of bank loans at the end of the reporting period are as follows: 2021 2020 Hong Kong dollar 0.66% to 0.81% 0.63% to 0.93% Renminbi 1.20% to 4.66% 1.20% to 4.98% Euro 3.72% to 5.78% 3.72% to 5.17% United States dollar 0.65% to 2.51% 0.69% to 2.59% Brazilian Real 5.67% 4.00% to 4.85%