Annual Report 2019

ANNUAL REPORT 2019 233 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 March 2019 33. BANK AND OTHER BORROWINGS 2019 2018 HK$’000 HK$’000 Bank loans 17,034,260 11,788,642 Other loans 835,824 182,756 Less: front-end fee (31,541) (23,976) 17,838,543 11,947,422 Analysed for reporting purpose as: Secured 15,050,084 10,531,398 Unsecured 2,820,000 1,440,000 17,870,084 11,971,398 Current liabilities 4,235,896 5,285,719 Non-current liabilities 13,602,647 6,661,703 17,838,543 11,947,422 The borrowings repayable based on scheduled repayment dates set out in the loan agreements are as follows: On demand or within one year 3,199,157 4,103,156 More than one year, but not exceeding two years 4,222,741 1,845,979 More than two years, but not exceeding five years 10,180,824 5,365,854 More than five years 267,362 656,409 17,870,084 11,971,398 The carrying amounts of the borrowings include an amount of HK$1,044,413,000 (2018: HK$1,193,830,000) which is not repayable within one year based on scheduled repayment dates has, however, been shown under current liabilities as the counterparties have discretionary rights to demand immediate repayment.