Annual Report 2020

148 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 綜合財務報表附註 FOR THE YEAR ENDED 31ST DECEMBER, 2020 截至二零二零年十二月三十一日止年度 HOP FUNG GROUP HOLDINGS LIMITED 合豐集團控股有限公司 32. 金融工具 （續） (b) 財務風險管理目標及政策 （續） 流動資金風險 （續） 下表詳列本集團之財務負債之剩餘合約到期 期限。該表乃按本集團可被要求付款的最早 到期日的財務負債未折現現金流量列示。特 別是，包含按要求償還條款之銀行借貸，不 論銀行會否行使其權利，均納入最早到期期 間。其他非衍生財務負債之到期日則按照議 定還款日期。表中包括利息及本金現金流量。 流動資金及利息風險表 32. FINANCIAL INSTRUMENTS (Continued) (b) Financial risk management objectives and policies (Continued) Liquidity risk (Continued) The following table details the Group’s remaining contractual maturity for its financial liabilities. The table has been drawn up based on the undiscounted cash flows of financial liabilities based on the earliest date on which the Group can be required to pay. Specifically, bank borrowings with a repayment on demand clause are included in the earliest time band regardless of the probability of the banks choosing to exercise their rights. The maturity dates for other non-derivative financial liabilities are based on the agreed repayment dates. The table includes both interest and principal cash flows. Liquidity and interest risk tables Weighted average effective interest rate On demand or less than 1 month 1–3 month(s) 3 months to 1 year 1–2 year(s) 2–5 years Total undiscounted cash flows Carrying amount 加權平均 實際利率 按要求或 一個月內 一個月至 三個月 三個月至 一年 一年至兩年 兩年至五年 未折現現金 流量總額 賬面值 % HK$’000 HK$’000 HK$’000 HK$’000 HK$’000 HK$’000 HK$’000 千港元 千港元 千港元 千港元 千港元 千港元 千港元 2020 二零二零年 Trade, bills and other payables 貿易、票據及 其他應付款項 – 118,075 – – – – 118,075 118,075 Lease liabilities 租賃負債 3.6 762 1,524 6,576 – – 8,862 7,970 Unsecured bank borrowings 無抵押銀行借貸 – variable rate －浮息 3.3 95,575 6,014 44,713 44,209 108,351 298,862 282,614 214,412 7,538 51,289 44,209 108,351 425,799 408,659