Annual Report 2020

FOR THE YEAR ENDED 31 DECEMBER 2020 截至二零二零年十二月三十一日止年度 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 綜合財務報告附註 228 SHOUGANG CONCORD CENTURY HOLDINGS LIMITED 首長寶佳集團有限公司 25 抵押資產 已予抵押作為若干應付票據（附註 27 ）及 銀行貸款（附註 29 ）的保證之資產賬面值 為； (i) 租 賃 土 地 及 樓 宇： 港 幣 197,935,000 元（二零一九年：港幣 189,388,000 元）（附註 17 ）； (ii) 已抵押銀行存款：港幣 84,308,000 元（二零一九年：港幣 53,921,000 元）（附註 26 ）；及 (iii) 土地使用權：港幣 62,175,000 元（二 零一九年：港幣 59,951,000 元）（附 註 20 ）。 26 已抵押銀行存款╱銀行結存及現金 (a) 已抵押銀行存款 已抵押銀行存款指本集團的銀行存 款已抵押以就本公司之附屬公司就 購買原材料之應付票據取得信貸額 度。本集團已抵押存款的賬面值以 人民幣計值。 於二零二零年十二月三十一日， 已抵押銀行存款的實際年利率為 1.11% （二零一九年： 0.97% ）。 25 ASSETS PLEDGED AS SECURITY The carrying amounts of assets pledged as security for bills payable (Note 27) and bank borrowings (Note 29) are: (i) leasehold land and buildings: HK$197,935,000 (2019: HK$189,388,000) (Note 17); (ii) pledged bank deposits: HK$84,308,000 (2019: HK$53,921,000) (Note 26); and (iii) land use rights: HK$62,175,000 (2019: HK$59,951,000) (Note 20). 26 PLEDGED BANK DEPOSITS/BANK BALANCES AND CASH (a) Pledged bank deposits As at 31 December 於十二月三十一日 2020 2019 二零二零年 二零一九年 HK$’000 HK$’000 港幣千元 港幣千元 Pledged bank deposits 已抵押銀行存款 84,308 53,921 Pledged bank deposits represents bank deposits of the Group which were pledged to secure credit facilities on bills payable granted to subsidiaries of the Company for the purchase of raw materials. The carrying amounts of the Group’s pledged deposits were denominated in RMB. As at 31 December 2020, the effective interest rate on pledged bank deposits was 1.11% per annum (2019: 0.97% per annum).