Annual Report 2020

FOR THE YEAR ENDED 31 DECEMBER 2020 截至二零二零年十二月三十一日止年度 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 綜合財務報告附註 229 2020 ANNUAL REPORT 年報 26 已抵押銀行存款╱銀行結存及現金 （續） (b) 銀行結存及現金 銀行結存及現金的賬面值以下列貨 幣計值： 於二零二零年十二月三十一日，本 集團為數港幣 68,423,000 元（二零 一九年：港幣 31,455,000 元）存放 在中國境內銀行開立的銀行賬戶， 而有關資金的付匯受到外匯管制。 於二零二零年十二月三十一日， 本集團的最大信貸風險為港幣 93,180,000 元（二零一九年：港幣 47,743,000 元）。 於二零二零年十二月三十一日， 銀行結存實際年利率於 0.01% 至 1.15% （ 二 零 一 九 年： 0.01% 至 1.15% ）。 26 PLEDGED BANK DEPOSITS/BANK BALANCES AND CASH (continued) (b) Bank balance and cash As at 31 December 於十二月三十一日 2020 2019 二零二零年 二零一九年 HK$’000 HK$’000 港幣千元 港幣千元 Bank balances and cash 銀行結存及現金 93,262 47,811 The carrying amounts of bank balance and cash were denominated in the following currencies: As at 31 December 於十二月三十一日 2020 2019 二零二零年 二零一九年 HK$’000 HK$’000 港幣千元 港幣千元 RMB 人民幣 49,425 30,209 HKD 港幣 3,157 16,161 US$ 美元 28,555 1,347 EUR 歐元 8,018 93 Others 其他貨幣 4,107 1 93,262 47,811 As at 31 December 2020, funds of the Group amounting to HK$68,423,000 (2019: HK$31,455,000) were deposited in bank accounts opened with banks in the PRC where the remittance of funds is subject to foreign exchange control. The maximum exposure to credit risk of the Group as at 31 December 2020 were HK$93,180,000 (2019: HK$47,743,000). As at 31 December 2020, the effective interest rate on bank balances ranged from 0.01% to 1.15% per annum (2019: 0.01% to 1.15% per annum).