Annual Report 2021

FOR THE YEAR ENDED 31 DECEMBER 2021 截至二零二一年十二月三十一日止年度 218 SHOUGANG CENTURY HOLDINGS LIMITED 首佳科技製造有限公司 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 綜合財務報告附註 26 已抵押銀行存款╱銀行結存及現金 （續） (b) 銀行結存及現金 （續） 銀行結存及現金的賬面值以下列貨 幣計值： 於二零二一年十二月三十一日，本 集團為數港幣 64,421,000 元（二零 二零年：港幣 68,423,000 元）存放 在中國境內銀行開立的銀行賬戶， 而有關資金的付匯受到外匯管制。 於二零二一年十二月三十一日， 本集團的最大信貸風險為港幣 73,410,000 元（二零二零年：港幣 93,180,000 元）。 於二零二一年十二月三十一日， 銀行結存實際年利率於 0.01% 至 1.15% （ 二 零 二 零 年： 0.01% 至 1.15% ）。 26 PLEDGED BANK DEPOSITS/BANK BALANCES AND CASH (continued) (b) Bank balance and cash (continued) The carrying amounts of bank balance and cash were denominated in the following currencies: As at 31 December 於十二月三十一日 2021 2020 二零二一年 二零二零年 HK$’000 HK$’000 港幣千元 港幣千元 RMB 人民幣 46,746 49,425 HKD 港幣 2,721 3,157 US$ 美元 17,298 28,555 EUR 歐元 4,475 8,018 Others 其他貨幣 2,247 4,107 73,487 93,262 As at 31 December 2021, funds of the Group amounting to HK$64,421,000 (2020: HK$68,423,000) were deposited in bank accounts opened with banks in the PRC where the remittance of funds is subject to foreign exchange control. The maximum exposure to credit risk of the Group as at 31 December 2021 were HK$73,410,000 (2020: HK$93,180,000). As at 31 December 2021, the effective interest rate on bank balances ranged from 0.01% to 1.15% per annum (2020: 0.01% to 1.15% per annum).