Annual Report 2020

Sunny Optical Technology (Group) Company Limited • ANNUAL REPORT 2020 230 Notes to the Consolidated Financial Statements 綜合財務報表附註 FOR THE YEAR ENDED 31 DECEMBER 2020 截至二零二零年十二月三十一日止年度 25. TRADE AND OTHER RECEIVABLES AND PREPAYMENT (Continued) As at 31 December 2020, included in the Group’s trade receivables balance are debtors with aggregate carrying amount of RMB31,818,000 (31 December 2019: RMB59,643,000) which are past due as at the reporting date. Nil (31 December 2019: Nil) of the past due has been past due 90 days or more. Details of impairment assessment of trade and other receivables and bill receivables for the years ended 31 December 2020 and 2019 are set out in Note 36(b). 26. TIME DEPOSITS/PLEDGED BANK DEPOSITS/SHORT TERM FIXED DEPOSITS/BANK BALANCES AND CASH During the current year, the Group deposited RMB500,000,000 time deposits with several banks in the PRC. These time deposits carry fixed interest rates ranging from 3.85% to 4.18% (31 December 2019: nil) per annum. The maturity period of these time deposits is three years and are therefore classified as non-current assets. The Group pledged certain of its bank deposits to banks as security for note payables and the pledged bank deposits carry fixed interests of 1.35% (31 December 2019: 1.35%) per annum. Short term fixed deposits carry fixed interest rates ranging from 1.92% to 3.15% (31 December 2019: 2.10% to 3.15%) per annum. Short term fixed deposits have original maturity dates less than one year and therefore classified as current assets. Bank balances, which represent saving accounts and deposits, carry interest at market saving rates at 0.30% (31 December 2019: 0.35%) per annum. 25. 貿易及其他應收款項及預付 款項（續） 於二零二零年十二月三十一日，本集團 貿易應收款項結餘包括於報告日期已逾 期的總賬面值為人民幣 3 1 , 8 1 8 , 0 0 0 元 （二零一九年十二月三十一日：人民幣 59,643,000 元）的債務人。並無（二零一九 年十二月三十一日：無）逾期款項逾期 90 天或以上。 貿易及其他應收款項及應收票據截至二零 二零年及二零一九年十二月三十一日止年 度的減值評估詳情載於附註 36(b) 。 26. 定期存款╱已抵押銀行存 款╱短期定期存款╱銀行 結餘及現金 於本年度期間，本集團存入數家中國的銀 行的定期存款為人民幣 500,000,000 元。 該等定期存款固定年利率介乎 3 . 85% 至 4.18% 之間（二零一九年十二月三十一日： 無）。該等定期存款到期期限為三年，因而 被分類為非流動資產。 本集團已向銀行抵押其若干銀行存款作應 付票據的抵押品，已抵押銀行存款固定年 利率為 1.35% （二零一九年十二月三十一 日： 1.35% ）。 短期定期存款按介乎 1.92% 至 3.15% 之間 （二零一九年十二月三十一日： 2.10% 至 3.15% ）的固定年利率計息。短期定期存款 原到期日少於一年，因而被分類為流動資 產。 銀行結餘指儲蓄賬戶及存款，按 0.30% （二 零一九年十二月三十一日： 0.35% ）的市場 儲蓄存款年利率計息。