Annual Report 2020

Sunny Optical Technology (Group) Company Limited • ANNUAL REPORT 2020 236 Notes to the Consolidated Financial Statements 綜合財務報表附註 FOR THE YEAR ENDED 31 DECEMBER 2020 截至二零二零年十二月三十一日止年度 30. BANK BORROWINGS (Continued) The exposure of the Group’s bank borrowings are as follows: 31/12/2020 31/12/2019 二零二零年 十二月三十一日 二零一九年 十二月三十一日 RMB’ 000 RMB’ 000 人民幣千元 人民幣千元 Fixed-rate borrowings 固定利率借貸 1,124,500 418,572 Variable-rate borrowings 可變利率借貸 946,111 700,000 2,070,611 1,118,572 The above bank borrowings are repayable within one year. The range of effective interest rates per annum (which are equal to contractual interest rates) on the Group’s bank borrowings are as follows: 31/12/2020 31/12/2019 二零二零年 十二月三十一日 二零一九年 十二月三十一日 Fixed-rate borrowings 固定利率借貸 2.96% 2.77% Variable-rate borrowings 可變利率借貸 0.85%-1.14% 3.26%-3.29% The variable-rate borrowings as at 31 December 2020 are denominated in USD which carry the floating-rates at London Inter-Bank Offer Rate (“LIBOR”) plus a premium. As at 31 December 2019, the variable-rate borrowings are denominated in RMB which carry the floating-rates at Loan Prime Rate (“LPR”) minus basis points. The Group’s bank borrowings that are denominated in currency other than the functional currencies of the relevant group entities are set out below: 31/12/2020 31/12/2019 二零二零年 十二月三十一日 二零一九年 十二月三十一日 RMB’ 000 RMB’ 000 人民幣千元 人民幣千元 USD 美元 946,111 418,572 30. 銀行借貸（續） 本集團的銀行借貸風險如下： 上述銀行借貸須於一年內償還。 本集團銀行借貸的實際年利率（相等於合約 利率）範圍如下： 於二零二零年十二月三十一日的可變利率 借貸以美元計值，其浮動利率按倫敦銀行 同業拆息利率（「倫敦銀行同業拆息利率」） 加溢價計算。於二零一九年十二月三十一 日，可變利率借貸以人民幣計值，其浮動 利率按貸款基礎利率（「貸款基礎利率」）減 基點計算。 本集團以相關集團實體功能貨幣以外的貨 幣計值的銀行借貸載列如下：