Annual Report 2021

243 舜宇光學科技（集團）有限公司 • 2021 年報 FOR THE YEAR ENDED 31 DECEMBER 2021 截至二零二一年十二月三十一日止年度 Notes to the Consolidated Financial Statements 綜合財務報表附註 25. TRADE AND OTHER RECEIVABLES AND PREPAYMENT (Continued) As at 31 December 2021, included in the Group’s trade receivables balance are debtors with aggregate carrying amount of RMB50,024,000 (31 December 2020: RMB31,818,000) which are past due as at the reporting date. Out of the past due balances, nil (31 December 2020: nil) has been past due 90 days or more. Details of impairment assessment of trade and other receivables and bill receivables for the years ended 31 December 2021 and 2020 are set out in Note 36(b). 26. TIME DEPOSITS/PLEDGED BANK DEPOSITS/SHORT TERM FIXED DEPOSITS/BANK BALANCES AND CASH During the year ended 31 December 2021, the Group deposited RMB500,000,000 time deposits with several banks in the PRC. These time deposits carry fixed interest rates ranging from 3.85% to 4.18% (31 December 2020: 3.85% to 4.18%) per annum. The remaining maturity period of these time deposits is more than one year and are therefore classified as non-current assets. The Group pledged certain of its bank deposits to banks as security for letters of guarantee and the pledged bank deposits carry fixed interests rates ranging from 1.80% to 3.50% (31 December 2020: at 1.35%) per annum. Short term fixed deposits carry fixed interest rates ranging from 1.20% to 1.90% (31 December 2020: 1.92% to 3.15%) per annum. Short term fixed deposits have original maturity dates less than one year and therefore classified as current assets. Bank balances, which represent saving accounts and deposits, carry interest at market saving rates ranging from 0.30% to 1.70% (31 December 2020: at 0.30%) per annum. 25. 貿易及其他應收款項及預付 款項（續） 於二零二一年十二月三十一日，本集團貿 易應收款項結餘包括於報告日期已逾期的 總賬面值為人民幣 50,024,000 元（二零二 零年十二月三十一日：人民幣 31,818,000 元）的債務人。於逾期結餘中，並無（二零 二零年十二月三十一日：無）逾期款項逾期 90 天或以上。 貿易及其他應收款項及應收票據截至二零 二一年及二零二零年十二月三十一日止年 度的減值評估詳情載於附註 36(b) 。 26. 定期存款╱已抵押銀行存 款╱短期定期存款╱銀行 結餘及現金 截至二零二一年十二月三十一日止年度， 本集團存入數家中國的銀行的定期存款為 人民幣 500,000,000 元。該等定期存款固 定年利率介乎 3.85% 至 4.18% 之間（二零二 零年十二月三十一日： 3.85% 至 4.18% ）。 該等定期存款的餘下到期期限超過一年， 因而被分類為非流動資產。 本集團已向銀行抵押其若干銀行存款作擔 保函的抵押品，已抵押銀行存款固定年利 率為介乎 1.80% 至 3.50% 之間（二零二零年 十二月三十一日： 1.35% ）。 短期定期存款按介乎 1.20% 至 1.90% 之間 （二零二零年十二月三十一日： 1.92% 至 3.15% ）的固定年利率計息。短期定期存款 原到期日少於一年，因而被分類為流動資 產。 銀行結餘指儲蓄賬戶及存款，按介乎 0.30% 至 1.70% 之間（二零二零年十二月 三十一日： 0.30% ）的市場儲蓄存款年利率 計息。