Annual Report 2021

250 Sunny Optical Technology (Group) Company Limited • ANNUAL REPORT 2021 Notes to the Consolidated Financial Statements 綜合財務報表附註 FOR THE YEAR ENDED 31 DECEMBER 2021 截至二零二一年十二月三十一日止年度 30. BANK BORROWINGS (Continued) 31/12/2021 31/12/2020 二零二一年 十二月三十一日 二零二零年 十二月三十一日 RMB’000 RMB’000 人民幣千元 人民幣千元 The carrying amounts of the above borrowings are repayable*: 上述銀行借貸的賬面值須於下列時間內償還 * ： Within one year 一年內 1,538,897 2,070,611 Within a period of more than one year but not exceeding two years 於一年以上但不超過兩年的期間內 700,000 – 2,238,897 2,070,611 * The amounts due are based on scheduled repayment dates set out in the loan agreements. The exposure of the Group’s bank borrowings are as follows: 31/12/2021 31/12/2020 二零二一年 十二月三十一日 二零二零年 十二月三十一日 RMB’000 RMB’000 人民幣千元 人民幣千元 Fixed-rate borrowings 固定利率借貸 900,000 1,124,500 Variable-rate borrowings 可變利率借貸 1,338,897 946,111 2,238,897 2,070,611 The range of effective interest rates per annum (which are equal to contractual interest rates) on the Group’s bank borrowings are as follows: 31/12/2021 31/12/2020 二零二一年 十二月三十一日 二零二零年 十二月三十一日 Fixed-rate borrowings 固定利率借貸 3.10% 2.96% Variable-rate borrowings 可變利率借貸 0.60%-0.87% 0.85%-1.14% 30. 銀行借貸（續） * 應付款項乃根據貸款協議所載計劃還款日期釐 定。 本集團的銀行借貸風險如下： 本集團銀行借貸的實際年利率（相等於合約 利率）範圍如下：