Annual Report 2023

Notes to the Consolidated Financial Statements 綜合財務報表附註 FOR THE YEAR ENDED 31 DECEMBER 2023 截至二零二三年十二月三十一日止年度 246 Sunny Optical Technology (Group) Company Limited • ANNUAL REPORT 2023 27. 定期存款╱已抵押銀行存 款╱短期定期存款╱現金 及現金等值項目 於二零二三年十二月三十一日，本集團存 入數家中國的銀行的定期存款為人民幣 1,450,000,000 元（二零二二年：人民幣 700,000,000 元）。該等定期存款固定年利 率介乎 3.00% 至 3.40% 之間（二零二二年： 3.15% 至 4.18% ）。該等定期存款的原到期 期限為三年。金額為人民幣 1,250,000,000 元將於兩年以上的期限內到期。 於二零二三年十二月三十一日，本集團已 向銀行抵押其若干銀行存款作銀行承兌匯 票的抵押品，已抵押銀行存款固定年利率 為介乎 1.45% 至 5.50% 之間（二零二二年： 0.25% 至 3.75% ）。已抵押銀行存款將於相 關票據到期後解除。 短期定期存款按介乎 0.20% 至 6.90% 之間 （二零二二年： 0.20% 至 4.75% ）的固定年 利率計息。短期定期存款原到期日超過三 個月但少於一年，因而被分類為流動資產。 現金及現金等值項目包括活期存款及原 到期日於三個月內的短期存款，用於滿 足本集團的短期現金承擔，按介乎 0.01% 至 5 . 3 8% 之間（二零二二年： 0 . 0 1% 至 1.70% ）的市場年利率計息。 定期存款、已抵押銀行存款、短期定期存 款及銀行結餘的減值評估詳情載於附註 37(b) 。 27. TIME DEPOSITS/PLEDGED BANK DEPOSITS/SHORT TERM FIXED DEPOSITS/CASH AND CASH EQUIVALENTS A s a t 3 1 D e c e m b e r 2 0 2 3 , t h e G r o u p d e p o s i t e d RMB1,450,000,000 (2022: RMB700,000,000) time deposits with several banks in the PRC. These time deposits carry fixed interest rates ranging from 3.00% to 3.40% (2022: 3.15% to 4.18%) per annum. The original maturity period of these time deposits is three years. The time deposits with an amount of RMB1,250,000,000 will be matured within a period of more than two years. As at 31 December 2023, the Group pledged certain of its bank deposits to banks as security for bank acceptance bills and the pledged bank deposits carry fixed interest rates ranging from 1.45% to 5.50% (2022: 0.25% to 3.75%) per annum. The pledged bank deposits will be released upon the maturity of relevant bills. Short term fixed deposits carry fixed interest rates ranging from 0.20% to 6.90% (2022: 0.20% to 4.75%) per annum. Short term fixed deposits have original maturity dates more than three months but less than one year and therefore classified as current assets. Cash and cash equivalents include demand deposits and short term deposits with original maturity dates less than three months for the purpose of meeting the Group’s short term cash commitments, which carry interest at market rates range from 0.01% to 5.38% (2022: 0.01% to 1.70%) per annum. Details of impairment assessment of time deposits, pledged bank deposits, short term fixed deposits and bank balances are set out in Note 37(b).