Annual Report 2021

218 Transport International Holdings Limited 2021 Annual Report NOTES TO THE FINANCIAL STATEMENTS (Expressed in Hong Kong dollars unless otherwise indicated) 23 Bank deposits and cash (continued) (e) Total cash outflow for leases Amounts included in the consolidated cash flow statement for leases comprise the following: 2021 2020 $’000 $’000 Within operating cash flows 1,892 1,861 Within financing cash flows 2,459 2,888 4,351 4,749 24 Bank loans At 31 December 2021, the bank loans were repayable as follows: 2021 2020 $’000 $’000 Within 1 year or on demand 994,032 1,398,257 After 1 year but within 2 years 1,173,367 1,087,099 After 2 years but within 5 years 965,150 597,167 2,138,517 1,684,266 3,132,549 3,082,523 All of the bank loans were unsecured. 25 Accounts payable and accruals 2021 2020 $’000 $’000 Trade payables 200,132 98,479 Balance of passenger reward (note 5(d)) – 7,154 Balance of toll exemption fund (note 5(d)) 417,258 392,863 Other payables and accruals 1,043,155 1,082,101 Amount due to an associate 4,922 4,922 1,665,467 1,585,519 All of the accounts payable and accruals are expected to be settled within one year. Amount due to an associate is unsecured, interest-free and has no fixed terms of settlement. Included in accounts payable and accruals are trade payables with the following ageing analysis, based on the due date, as of the end of the reporting period: 2021 2020 $’000 $’000 Due within 1 month or on demand 190,075 95,250 Due after 1 month but within 3 months 8,761 633 Due after more than 3 months 1,296 2,596 200,132 98,479 The credit period granted to the Group is generally between 30 days and 90 days.